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Terms of Service

Last updated: May 28, 2026

Please read these Terms carefully. By accessing or using the Rockway Mortgage Co Inc website, you agree to be bound by the terms described below. If you do not agree, please do not use this website.

Contents

  1. Acceptance of Terms
  2. Description of Services
  3. Not Legal or Financial Advice
  4. Calculator & Estimates
  5. Eligibility
  6. Acceptable Use
  7. Intellectual Property
  8. Third-Party Links
  9. Privacy
  10. Disclaimers
  11. Limitation of Liability
  12. Governing Law
  13. Changes to These Terms
  14. Contact Us

1. Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of the website located at rockwaymortgage.com (the "Site"), operated by Rockway Mortgage Co Inc ("Rockway Mortgage," "we," "us," or "our"), a licensed mortgage brokerage registered under NMLS #1732152.

By visiting, browsing, submitting a form, or otherwise using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. Your continued use of the Site constitutes ongoing acceptance of any updates to these Terms.

2. Description of Services

This Site provides general information about residential mortgage brokerage services offered by Rockway Mortgage Co Inc, including but not limited to:

  • Information about home purchase, refinance, and investment mortgage programs
  • A DTI (Debt-to-Income) estimation calculator
  • A free downloadable home buying guide
  • Forms to request a consultation or pre-approval
  • Links to schedule appointments via third-party calendar services

Use of this Site does not constitute a mortgage application, pre-approval, commitment to lend, or binding agreement of any kind. Actual mortgage terms are subject to a formal application, credit review, and lender approval.

3. Not Legal or Financial Advice

The information provided on this Site is for general informational purposes only. Nothing on this Site constitutes legal, financial, tax, or investment advice. You should not rely on any content from this Site as a substitute for professional advice tailored to your specific situation.

Rockway Mortgage Co Inc is a licensed mortgage broker. Our licensed loan officers can discuss mortgage options specific to your circumstances during a formal consultation. Please speak with a qualified professional before making any significant financial decision.

4. Calculator & Estimates

The DTI calculator and any payment or loan estimates provided on this Site are for illustrative purposes only. Results are based on the information you enter and simplified assumptions including a 30-year fixed-rate mortgage term.

These estimates do not account for:

  • Property taxes and homeowner's insurance
  • HOA fees or private mortgage insurance (PMI)
  • Your full credit profile, asset history, or employment documentation
  • Current lender-specific guidelines or rate changes

Actual qualification and loan terms will be determined through a formal underwriting process. Rockway Mortgage makes no guarantee that you will qualify for any particular loan amount or rate based on calculator results.

5. Eligibility

This Site is intended for use by individuals who are 18 years of age or older and are located in the United States. By using this Site, you represent that you meet this requirement. Rockway Mortgage Co Inc currently provides services in the state of Ohio. Availability of specific programs may vary by state and property location.

6. Acceptable Use

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:

  • Submit false, misleading, or fraudulent information through this Site or our loan application portal
  • Attempt to gain unauthorized access to any part of the Site or its infrastructure
  • Use automated tools, bots, or scrapers to collect content from this Site
  • Interfere with the operation of the Site or the servers that host it
  • Use the Site to distribute spam, malware, or any harmful content
  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity

7. Intellectual Property

All content on this Site — including but not limited to text, graphics, logos, icons, images, the Rockway Mortgage name and branding, the downloadable home buying guide, and the overall site design — is the property of Rockway Mortgage Co Inc and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this Site without our prior written permission, except for personal, non-commercial reference.

8. Third-Party Links

This Site contains links to third-party websites and services, including scheduling tools (Calendly) and loan application portals (Shape CRM). These links are provided for your convenience only. Rockway Mortgage Co Inc has no control over the content, privacy practices, or terms of third-party sites, and we are not responsible for any content, products, or services available through them.

Visiting a third-party site is at your own risk. We encourage you to review the terms and privacy policies of any third-party sites you visit.

9. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this Site, you consent to the collection and use of your information as described in our Privacy Policy.

When you book a consultation through Calendly or apply through our loan portal, the information you provide (name, phone, email, and application details) may be used to contact you regarding your mortgage inquiry and to process your request. We do not sell your personal information.

10. Disclaimers

This Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Rockway Mortgage Co Inc does not warrant that:

  • The Site will be uninterrupted, timely, secure, or error-free
  • Any information on the Site is accurate, complete, or current
  • Defects, if any, will be corrected

Mortgage rates and programs change frequently. Information on this Site may not reflect current market conditions. Always speak directly with a licensed loan officer for current rate information.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Rockway Mortgage Co Inc, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site or its content.

Our total liability to you for any claim arising from use of the Site shall not exceed one hundred dollars ($100.00). Some jurisdictions do not allow limitations on implied warranties or liability for incidental or consequential damages, so some of the above limitations may not apply to you.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Cuyahoga County, Ohio.

13. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to this page. We will update the "Last updated" date at the top of this page when changes are made. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically to stay informed of any updates.

14. Contact Us

If you have any questions about these Terms of Service, please contact us:

  • Company: Rockway Mortgage Co Inc
  • NMLS: #1732152
  • Address: 20545 Center Ridge Rd, Suite 142, Rocky River, OH 44116
  • Phone: (216) 232-2900
  • Email: info@rockwaymortgage.com

© 2026 Rockway Mortgage Co Inc. NMLS #1732152. Licensed Mortgage Brokerage.  ·  Home  ·  Privacy Policy  ·  Terms of Service

This document is provided for informational purposes. It does not constitute legal advice. Consult a licensed attorney for advice specific to your situation.