Helpful Tips for First-time Home Buyers
Purchasing a home for the first time is both exciting and overwhelming. Here are some tips to help you get started.
1. Get pre-approved for a mortgage. This will help you narrow down homes that fit within your budget. When you find your dream home, you want to be prepared to make an offer ASAP....
Are FHA Loans a Good Idea? What You Need To Know
If you have a low credit score or minimal downpayment, you may have heard that a government loan is a good option. But how true is that? Here’s what you need to know about FHA loans and whether it’s the right option for you.
Get The Facts About FHA Loans
As mentioned above, FHA...
Thanksgiving Holiday Safety Tips -Please Share!
Thanksgiving is just about here and we want to wish you a happy and safe holiday weekend. With that in mind, we wanted to share some safety tips. As it turns out Thanksgiving is the peak of home fires.
Because we care about you and your family, please take a few minutes to read over the...
The Advantages of a Large Down Payment
Most of the time, the goal is to put as little down as possible on a home, but paying more money upfront has its advantages. Here are just a few of them for you to consider.
Pay Less Interest
Putting a large down payment can save you thousands of dollars of accrued interest over the loan term....
Common Types of Home Loans
There are many different types of home loans. Let’s take a look below at 5 common loans: Conventional, ARM, FHA, VA, and USDA.
1. Conventional Loan or Fixed Rate Mortgage
Do you plan to stay in your home for a good chunk of the life of your loan? This Fixed-rate loan is consistent for...